Dashboard

Welcome back, Bailey

Current Fortnight Income

Next pay (0d)

$0.00

Last logged pay: $0.00

Stay Afloat Floor

$1,295.91

Fortnight minimum

Needed By Month-End Pay

$2,591.82

Required by last pay this month

Status

Watch

Coverage condition

Days Until Broke

0 days

Alert

Estimated Hours (Pre-Salary Pay)

Planning Rate

$27.00/hr

Projected Next Pay(Manual estimate until first salary pay on 2026-05-27)

$0.00

Against Fortnight Floor

-$1,295.91

Save Estimate (Saves to all devices)

Log Income Log Payment Ledger Settings

Loan Savings Stocks Bills Fines Timeline Health Report

Tools Hub

Clean overview. Open full tools only when needed.

Open Tools Panel

Checklist

Quick Spend Left

$100.00

Over: $0.00

Forecast

0/100

High Bill Alerts

Smart Alerts

Changes

Pay Coverage

Next Pay (days)

Readiness 0%

Financial Movement

Income vs Expenses

Recent net pay compared against your fortnight floor.

-$1.3k

Net Gain / Loss

Positive and negative movement by recent pay entries.

Current

Projected

Savings Progress

Primary savings plus emergency reserve against your target.

$0of $5.0k

Primary$0

Emergency$0

Monthly Spending Mix

Bills and planned buckets from your active bill rules.

$2.6k

Loan$1.0k

Spending$650

Rent$433

Petrol$325

Bike Insurance$132

Payment Forecast

Next bills ranked by urgency.

$1.9k

Rent11d · $200

Petrol11d · $150

Spending11d · $300

Loan12d · $1.0k

Car Insurance16d · $50

Rent25d · $200

Goals to Primary (This Pay)

$0.00

Goals first

Rest to emergency

Open Goals

Loan Summary

Loan Balance

$0.00

Total Paid

$0.00

Estimated from profile balance

Loan Paid Off0.0%

Monthly Costs

Total Monthly$2,591.82

Covered$0.00

Still Required$2,591.82

Surplus This Pay$0.00

Primary Goals Allocation (this pay)$0.00

Emergency Allocation (this pay)$0.00

Emergency Current Balance$0.00

Emergency Projected After This Pay$0.00

No surplus this month: goals remain queued until income increases or spending drops.

Full Time Move-Out Plan

Uses your fixed ANZ pay baseline plus rent and core living costs from Settings.

Edit Costs

Monthly net baseline

$5,256.33

Rent target / month

$2,253.33

$520.00/week

Utilities + groceries

$715.00

After living + current bills

$0.00

Move-out signal

Too Tight

Rent is 42.9% of net

Actual Performance

Latest Net Income

Hours Worked (Latest)

Effective Hourly

4-Pay Avg Effective Hourly

Account Snapshot Auto-Deduction

Income Hub

$0.00

BD Spend

$0.00

Emergency Fund

$0.00

Car Money

$0.00

Primary "Savings"

$0.00

Grand Total (All Accounts)

$0.00

Income Hub

Start: $0.00

Upcoming bills to next pay: -$200.00

Projected left: $0.00

BD Spend

Start: $0.00

Upcoming bills to next pay: -$300.00

Projected left: $0.00

Emergency Fund

Start: $0.00

Upcoming bills to next pay: -$0.00

Projected left: $0.00

Car Money

Start: $0.00

Upcoming bills to next pay: -$150.00

Projected left: $0.00

Primary "Savings"

Start: $0.00

Upcoming bills to next pay: -$0.00

Projected left: $0.00

Projected total left after auto-deductions: $0.00

Snapshot grand total: $0.00

Fortnight Readiness

This Pay vs Next 2 Weeks Bills

This pay

$0.00

2-week bills

$650.00

Coverage

0.0%

Shortfall for this fortnight: $650.00

Projection by Next Pay

Projected left

$0.00

Next pay floor target

$1,295.91

Readiness

0.0%

Below target for the following fortnight.

Monthly Backstop Check

Bank-Verified Available (Income Hub + Car + BD Spend)

$0.00

Month Gap After Bank Check

$2,591.82

Prior-Month Carry Buffer

$0.00

From History

$0.00

From Emergency Fund

$0.00

Uncovered After Backstop

$2,591.82

Warning: bank + history + emergency still leave a gap for this month.

Health Report Snapshot

Open Full Report

Overall Score

Risk

Readiness

0.0%

Runway

Backstop Gap

$2,591.82

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