Tutorial
Use this as your quick onboarding page. Keep your flow simple: Bills → Settings → Income → Payments → Review.
1) Start Here: Bills Setup
Add and tune your recurring bills first. This drives all projections.
- Open Bills and add each payment (name, amount, due day, frequency, priority).
- Set priority correctly: P1 critical, P2 important, P3 flexible.
- Save and return to Dashboard to confirm Monthly Costs update.
2) Set Pay Cycle + Planning
Your fortnight cycle controls dates, readiness, and alerts.
- Open Settings and set anchor date (your payday reference).
- Confirm cycle length and planning rate.
- Back on Dashboard, set Estimated Hours and save to cloud.
3) Log Income + Move Money
Income logs power coverage and the move plan suggestions.
- Log your new income amount on payday.
- Review move plan and route into Income Hub / Primary / Emergency.
- Check projected coverage before spending.
4) Track Actual Payments
Keep reality synced with plan so forecasts stay accurate.
- Use Payments to log what actually got paid.
- Use Ledger for full history and corrections.
- Use 30 Day Bills list to see upcoming pressure points.
5) Manage Debt + Goals
Keep loan and long-term goals aligned with fortnight budget.
- Use Loan to log repayments and check trend.
- Use Long-Term to add rego/service goals.
- Goals fund Primary Savings first, then remaining surplus to Emergency.
6) Tools + Risk Checks
Use tools only when needed for deeper analysis.
- Open Tools Hub from dashboard when a decision is needed.
- Check Forecast, Bill Alerts, and Checklist before major spend.
- Use Monthly Close for end-of-cycle review.